Funding Programs

AFS purchases a portion of your future credit card sales at a discount. We then collect a percentage of your daily credit card sales directly from your credit card processor, or one of our other collection methods, until paid in full. Repayment is automatic. You never have to worry about writing checks, making timely payments, or paying late fees.

For example, AFS will advance your business $50,000 today in exchange for $60,000 of your future credit card sales. AFS then collects a set percentage (anywhere from 5 to 30 percent) of your daily credit card sales until the $60,000 is collected over a period of months typically ranging from 5 to 12 months.

AFS can recoup its percentage of your credit card sales in the following ways:

• Split Funding - You will need to change your credit card processing to one of our partner processing companies. The percentage is then taken automatically from your batch at the end of every day.
• Trust Account/Lock Box - No change of credit card processing is required. AFS will set up a special bank account for you into which your credit card settlements are deposited. AFS then takes its percentage and transfers the balance directly to your regular checking account.