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Boat Insurance order in Upland
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Boat Insurance

Boat Insurance

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Description

Kessler Alair Insurance Services can help make your time on the water relaxed and worry-free! We offer comprehensive boat insurance options that protect you, your friends and family, your watercraft and your boating equipment. The average boat costs less than a dollar a day to insure. You'll enjoy being on the water even more when you aren't worried about your safety, the safety of your passengers, or your investment.

Full Coverage policies generally include:

  • Navigational Area - Know where you are covered in the water. The insurance companies that we represent can provide policies to cover you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, additional coverage area can be purchased. Kessler Alair Insurance Services offers boat insurance coverage through a variety of insurance companies which let us find the right rate for your needs.
  • Agreed Value Coverage - Watercrafts depreciate just like automobiles. Actual cash value policies can make it difficult to replace a boat that's been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.
  • Liability - Personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water.
  • Medical Payments - Medical payments coverage will pay for the cost of needed care that is the result of a boating accident.
  • Physical Damage Coverage - Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer, if it is stolen or damaged.
  • Uninsured/Underinsured Watercraft Bodily Injury - Since boat insurance is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater and are injured, this coverage pays for medical treatment, lost wages, and other costs associated with the accident.
  • Fuel Spill Liability and Wreckage Removal - Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water.
  • Personal Effects - Your boat insurance policy can provide coverage for many personal effects, including clothing, jewelry, cell phones, scuba/snorkeling and other sporting equipment, and fishing equipment. Personal effects coverage does not include jewelery, watches or furs.
  • Unattached Equipment Coverage - This pays to repair or replace equipment that isn't permanently attached to your boat or personal watercraft, but is designed for use primarily on a boat.
  • Emergency Assistance - The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.
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